Regarding the post office

In 2006, Congress passed a law that imposed extraordinary costs on the U.S. Postal Service. The Postal Accountability and Enhancement Act (PAEA) required the USPS to create a $72 billion fund to pay for the cost of its post-retirement health care costs, 75 years into the future. This burden applies to no other federal agency or private corporation.

If the costs of this retiree health care mandate were removed from the USPS financial statements, the Post Office would have reported operating profits in each of the last six years. This extraordinary mandate created a financial “crisis” that has been used to justify harmful service cuts and even calls for postal privatization.

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In its December 2018 report, President Trump’s Task Force on the United States Postal Service [called] for past deficits to be “restructured with the payments re-amortized with new actuarial calculation based on the population of employees at or near retirement age.”

  Institute for Policy Studies

But Trump doesn't want any bailout going to the postal service in the wake of covid-19.

The Trump Task Force acknowledged that without the costs imposed by the Post-Retirement Health Care Mandate, USPS would today be profitable on an operating basis. Allowing USPS once again to pay the costs of retiree health care costs on a pay-as-you-go basis as the rest of the federal government and two-thirds of private industry currently do, is the biggest step that could be taken to assure long-term financial sustainability.

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A bill introduced in the 116th Congress, the USPS Fairness Act (H.R. 2382), would repeal the mandate and allow USPS to behave like any other company or agency would.

The bill was received in the Senate on February 10. It will not be among the first considerations of the Senate when they return to session. You know that. Mitch has decided the first order of business will be confirming Trump appointed judges to federal benches.

USPS mandated post-retirement health care reserves must be based on “actual vested liability,” not on “total projected liability” as they are now. This is the difference between allowing a credit card holder to pay the charges they accrue each month, rather than requiring them to create a holding account for all of the expenses they expect to charge over a lifetime.

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Basing the mandate on earned and vested benefits, rather than the hypothetical formula currently in place, would reduce USPS’s accumulated retiree health fund deficit by $41 billion.

...but hey, do what you want...you will anyway.

UPDATE: